Being a small family with one child, they were living pay-to-pay but couldn't get their heads above water. It felt like they were continually paying off something all the time.
To try and grab a break, they went to see major bank about consolidating their loans. When they were turned away they went to their existing lender to find out that they also had no time for them.
They completed paperwork in the hope of being approved and the process only dragged on, so they became disenchanted and gave up.
"They didn't fit the 'typical' profile so my name was put forward," says Lending Specialist David Seymour. "Once they contacted me we could talk through scenarios, consider different lenders and what each had to offer."
"Once they'd made a choice, they could consolidate all their finances into one reduced monthly commitment," says David.
Doing so means they have control of their finances and can save for a proper holiday for the first time in five years! David was happy to invest the time to make it happen for them.
"I sat them down to gain an understanding of what they wanted to do going forward and look at options to discuss their scenario with lenders who were better suited to their needs."
The couple's feedback is nothing but positive, "Everything was better than we could have hoped for. Our situation was dire and we felt hopeless before we met David. Everything he has done has changed our lives."
"I like to see the finished result," adds David. "If I've been able to assist someone to have further wealth in their life, it's great satisfaction. The bottom line is that I help people to achieve outcomes they are looking for which allows me to do the same. I'm not a crusader – I just like to help people be successful."
"Most days are heads down and bums up working with people and business owners to get their lending and finance organised, so it's nice to come up for air occasionally to find someone putting in a good word on your behalf."
David Seymour operates from Collins Hume's Ballina office every Monday, Tuesday and Friday or he can schedule a meeting at your premises around your hours or even on a weekend if necessary. Call David on 0418 785 747 or connect with David to see his areas of expertise.
Copyright 2019. @CollinsHume Accountants & Business Advisers Ballina & Byron Bay NSW
David is an Authorised Credit Representative No 477331 of Regional Finance Solutions Pty Ltd ABN 71163893945 Aust Credit License 484980.